Good post. Anyone tho thinks money funds contain money should look at the security list of the money funds they own. In 2001 I did just that and was amazed to find all kinds of financial crap in the MF's. At that time gold was not on the horizon but that is where I went, and as they say the rest is history. The right kind. Your money can be history too, but the wrong kind, if you do not check everything!